Megy’s Micro Blog #2 - Are you Mitigating?



Mitigation - noun: the action of reducing the severity, seriousness, or painfulness of something.

This is an actual term found buried in that dense packet of homeowner insurance documents called ‘your policy’. Mitigation is what you must do after hurricane or weather event to make sure the damage doesn’t continue, and worsen the existing damage.


The most common examples of mitigation are the blue tarped roofs dotting neighborhoods after a hurricane. Responsible homeowners are making sure the next wet downpour doesn’t continue to damage the inside of their homes via a roof leak caused by a recent hurricane or windstorm.


Well ahead of any storm warning, I am at Home Depot buying the most basic mitigation supplies: a tarp, tarp clips, and clamps. Notice the shelves are full and there is no one around grabbing up the last of the hurricane readiness supplies. We’ve all been there! I am keeping all my receipts in case I need to make a claim. Used mitigation supplies are covered expenses on most insurance policies.


Next, I’ll go up and inspect my roof to make sure it is in the best possible shape to weather a hurricane or windstorm. Wanna come with me? Stay tuned ...

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